Pets have become a huge part of the family life and protecting their health has become as important as protecting a human family member. Unfortunately, it also comes at an increasingly high price. The cost of treatment for pets has risen largely in the past few years and to ensure you can afford to keep your pet healthy, you may consider taking up pet insurance.

Pet insurance will help you pay for the expensive cost of treatment shoudld your pet become sick or injured. Many insurance companies have entered the lucrative pet insurance business and it is difficult to pick the right insurer. Here are some tips to look out for when picking insurance for your pet.

Pet insurance allows you to get reimbursed for some or all fo the cost of treatment from a vet, usually up to an annual limit. There are two types of insurance which are accident only cover or comprehensive accident and illness cover.

Pet insurance usually includes surgery, hospital and medicine but will rarely cover vaccinations, dental care and preventative treatment. When you make a claim you will likely be charged an excess or a co-payment and sometimes both.

The amount you should cover for should be dependent on many factors which only you can decide. There are many features available on a policy and you should choose the features that you feel will affect your pet. Generally you can get benefits ranging from $1,500 to over $20,000.

For a good pet insurance option, check out Woolworths Insurance. They have a great range of insurance options and you can get a better premium with a Woolworths Insurance promo code.